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Is Bullying a Problem for you?

According to the Workplace Bullying Institute, approximately 19% of Americans are bullied, 61% of Americans are aware …

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What to look for in your Property Coverage?

Every business has property that is critical to its operations. This can include manufacturing equipment, a family owned …

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How is your Insurance Premium Really Determined?

As a consultant who has reviewed thousands of insurance policies over my career, premiums can vary dramatically …

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The Importance of Safety

A comprehensive and effective safety program can be the difference between a long lived and prosperous company …

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Fee Shifting and your Risk Management Program

Harassment and discrimination claims are no longer a rarity in the insurance industry. Claimants and their attorneys …

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What to look for in a Certificate of Insurance?

An often overlooked component of risk management programs is the handling of certificates of insurance. Contractual risk …

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Workers’ Compensation Top 10 Questions you Need to Answer!

There are numerous ways to control the costs related to workers’ compensation. This article focuses on the …

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Do you have a comprehensive Fleet Program?

An effective fleet program can save your company money, protect your company assets, and prevent employee injuries …

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Are written job descriptions important?

Creating written job descriptions is often considered an inconvenient chore.  Arguments follow that writing a descriptive outline …

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